Car Finance Cardiff

At Smile, we are leading motor finance providers. Based in Wales, we are proud to deliver exceptional service to local residents as well as customers further away.

We offer a finance solution across Wales, in Cardiff, Newport, Bridgend, Swansea, Llanelli, Carmarthen and Haverfordwest. If you do not live locally, or like to do things virtually, you will also be able to sign up for finance with us online.

Smile has acquired broad knowledge about the motor and finance businesses thanks to years of experience, and formed relationships with a range of lenders and leading finance organisations. This makes us able to deliver not only great advice, but also incredible finance offers.

If you have any concerns about poor credit rating influencing your right to enter a finance agreement, do not hesitate to talk to one of our helpful and dedicated team members. We can help you understand the process and find the most suitable finance solution for you, whatever your budget or credit score.

You will have over 3000 top-quality vehicles to choose from, so we truly believe that we can find the best car and finance deal to suit your needs.

Phone up or email Smile and we will be pleased to answer any questions that you might have. Better yet, apply online at and we can sort out a finance arrangement to suit your needs, whether it is a personal contract purchase, personal contract hire, or any other agreement.