Smile Car Finance

Our mission is to help more people find the finance deal that's right for them, whatever their circumstances. And then help them find the car they've always wanted.

With advice from finance experts and access to thousands of top quality, cars at the lowest possible prices, that's precisely what we do.

Smile Car Finance strive to offer the best Car Finance Deals and Car Loans for purchasing Used Cars. If you have a poor credit or bad credit rating we can help. A decision can be made in 60 seconds

Smile & Drive
Getting finance for your next car couldn’t be easier
Fast & Stress-free
Wherever you are, get a decision in just 60 seconds
On your side
Credit problems? Let us put a big smile on your face
Swift & Simple
Getting car finance couldn’t be easier. In fact, it’s child’s play
Apply online
Simply click the apply for free buttons throughout our website and fill out our simple application form
Instant decision
We’ll send your application to Callcredit and give you a decision within 60 seconds, whatever your financial circumstances
Drive away smiling
Upon approval simply pick from thousands of cars and drive away smiling

Hear From Our Customers

Smile made buying my car an easy, straight forward experience. I would highly recommend to anyone, they are fast and friendly, they take time to explain everything to you and there is not a page after page of paper work to gill in. All in all I had a 5 star experience with them.
Stephen Wedlock
Can’t fault my experience. Smile was fantastic from start to finish, was prompt with his communication, keeping me updated throughout. No pressure at any point for the sale and made the sales team aware of what I was looking for before getting there.
Stacey Davies
Excellent service received from everyone and no pressure to purchase anything for a change, application was easy to do and simple to understand. Got my new car the day after my visit to the centre ☺ so a really quick turnaround and they also ensured it was taxed ready for me to collect.
Craig Redler
I put in a finance check and within 3 minutes they had called me, I was speaking to a man called Gareth and he was very patient and did more than enough to help. An amazing experience from start to finish.
Leah Howells
Representative example: Cash price £7,500, Deposit £0, Credit amount £7,500, 59 Payments of £167.31 & 1 final payment of £177.31, Period 60 Months, Total Amount Payable £10,048.60 (Including £10 Acceptance Fee), Representative APR 12.9%. Rate of fixed interest per annum 6.77%. Applicant must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.